Liability Disclaimer

Version: v1.0 · Effective: 2026-05-10 · Last updated: 2026-05-10

This Liability Disclaimer supplements the Terms of Service and the Privacy Policy. By using the NB SAI iOS application (the "Service"), you acknowledge and accept the following.

1. "As is" and "as available"

The Service is provided strictly on an "as is" and "as available" basis, with no warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, title, accuracy, or non-infringement. NB SAI, the Organization, and Satish Nagabhyrava ("Operators") disclaim all such warranties to the maximum extent permitted by law.

2. Not professional advice

The Service is provided for community-organization purposes only. Nothing in the Service constitutes:

3. In-person participation is at your own risk

You participate in seva (volunteer service), bhajans, study circles, festivals, classes, and any other in-person Organization activity entirely at your own risk. The Operators do not screen events for safety, do not provide insurance, and are not responsible for personal injury, illness, exposure to disease, property damage, theft, or loss arising from your participation. You are responsible for your own safety, supervision of any minors in your care, and any medical or accident insurance you need.

4. SSE classes and minor supervision

If your child participates in an SSE class, you remain solely responsible for transporting them to and from the class, for their conduct during the class, and for any medical conditions or special needs the Teacher should be aware of. Teachers are volunteers, not licensed childcare providers. Attendance records and class notes are informational only and do not constitute supervision certifications.

5. Donations and 501(c)(3) status

The Service may describe the Organization as a 501(c)(3) tax-exempt entity. Verify the Organization's current status with the IRS before claiming any deduction. The Operators do not guarantee that donations are tax-deductible in your jurisdiction or under your individual tax circumstances. Donation receipts are provided as a courtesy and do not constitute tax advice.

6. Third-party services

Payment processing, hosting, push notifications, and email delivery are performed by independent third parties. The Operators are not responsible for outages, errors, or data handling by these third parties beyond what is described in our Privacy Policy.

7. User-generated content

Posts, attendance notes, and other content authored by users are the responsibility of their authors. The Operators do not pre-screen content. If you believe content violates the Terms or any law, contact hello@nyrai.ai.

8. Limitation of liability

To the maximum extent permitted by law, the Operators are not liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, opportunity, religious feeling, or community standing arising from your use of the Service. Total aggregate liability is capped at the greater of US $50 or the amount you have donated through the Service in the 12 months preceding the claim.

9. Indemnification

You agree to indemnify, defend, and hold harmless the Operators from any claim, loss, liability, or expense (including reasonable attorneys' fees) arising from your use of the Service, your User Content, your violation of these terms, or your participation in any in-person Organization activity.

10. Governing law and venue

This Liability Disclaimer is governed by the laws of the Commonwealth of Massachusetts, USA. Any dispute will be brought exclusively in the state or federal courts located in Middlesex County, Massachusetts. You waive any objection to that venue.

11. Severability

If any provision of this Disclaimer is held unenforceable, the remaining provisions will continue in full force, and the unenforceable provision will be modified to the minimum extent necessary to make it enforceable.

12. Contact

hello@nyrai.ai